Support the Senior Manager Cards in ownership of the SCB Credit Card Retail segment product range (Classic, Gold and Manhattan), processes and the P&L.

The Product Manager, Retail will maximize the profitability of the retail product portfolio whilst minimizing risk exposure and ensuring that the product range is appropriately targeted to our retail customer segments.

-Continually reviewing existing product range, processes and sales channels to ensure SCB Credit cards are aligned to our desired target segments.

-Monitoring of the local competition and overseas markets to ensure product parity and opportunities and threats are identified.

-Ownership of the retail product drivers and financials including the P&L to maximize product profitability

-Accurate and timely budgeting and forecasting

-Development of the retail product plan including product developments to ensure SCB Credit cards are best in market.

-Oversight and liaison with Credit Risk on credit policy and delinquency

-Marketing strategy development and overview to ensure success of the retail product plan

-Understanding, overview and re-engineering of key processes to ensure that the product is cost efficient and customer centric.

-Ensure that the Portfolio operates within Bank Operational risk parameters including product audits and compliance.

Essential

-Sound understanding of the credit card product management, process reengineering and credit risk management.

-Strong financial management skills including forecasting and modeling.

-A positive and flexible can-do-attitude with a strong ability to lead and drive cultural change.

-Analytical approach to problem resolution.

-Ability to work autonomously and prioritize competing requirements.

-Sound communication and presentation skills both verbal and written.

-Flexible approach to work practices.

-Proven Team player.

Desirable

-Strong knowledge of the Retail Banking environment.

-Exposure to marketing strategy development.

-Tertiary qualification in a related discipline.

The world's best international bank, leading the way in Asia, Africa and the Middle East

Standard Chartered PLC, listed on both London and Hong Kong stock exchanges, ranks among the top 25 companies in the FTSE-100. The London-headquartered Group has operated for over 150 years in some of the world's most dynamic markets. Its income and profits have more than doubled over the last five years primarily as a result of organic growth and supplemented by acquisitions.

Standard Chartered aspires to be the best international bank for its customers across its markets. The Bank derives more than 90 per cent of its operating income and profits from Asia, Africa and the Middle East, generated from its Wholesale and Consumer Banking businesses. The Group has around 1,750 branches and outlets located in over 70 countries. The extraordinary growth of its markets and businesses creates exciting and challenging international career opportunities.

Leading by example to be the right partner for its stakeholders, the Group is committed to building a sustainable business over the long term and is trusted worldwide for upholding high standards of corporate governance, social responsibility, environmental protection and employee diversity. It employs 75,000 people, nearly half of who are women. The Group's employees are of 115 nationalities, of which 60 are represented among senior management.

Standard Chartered is an equal opportunity employer. We have a meritocratic culture where each individual employee is valued and respected for who they are as a person and for what they bring to the organisation.

Standard Chartered is committed to diversity and inclusion. We believe that a work environment which embraces diversity will enable us to get the best out of the broadest spectrum of people to sustain strong business performance and competitive advantage.

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